Date of Graduation


Document Type


Degree Name

Bachelor of Science in Business Administration

Degree Level





Zweig, Mark


Employee retirement plans vary from company to company as a result of organizational goals to attract and retain employees and drive overall company performance. This thesis will explore the differences between key retirement plans offered in the United States, including 401(k) plans, pension plans, Employee Stock Ownership Plans (ESOP), and profit-sharing. By understanding and evaluating each, a company can determine the ideal structure of retirement plans for the benefits of both their employees and the company’s growth. This review will provide insights on the financial and productivity benefits to employees and employers from offering each of the various retirement options. By contrasting the four key plans offered by employers in the United States, this research will provide further clarity of what plan to offer an organization, and what company and correlated retirement plan offering to choose for a potential employee. These efforts also serve as a tool to bridge the gaps to inform younger generations about their options when thinking about retirement, so they are better off from the start of their careers.


Retirement Plans, Finance, 401k, ESOP, Pension Plan, Profit-Sharing