Date of Graduation

5-2022

Document Type

Thesis

Degree Name

Bachelor of Science

Degree Level

Undergraduate

Department

Finance

Advisor/Mentor

Yeager, Timothy

Abstract

The objective of this study is to describe the traditional overdraft practices, explain the reaction of the banking industry from the pressure coming from consumers, regulators, and innovative companies to reduce or eliminate overdraft fees to promote consumer financial health.

Keywords

overdraft, banking, fees, service learning, digital banks, legislation, regulations, financial technology companies

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